Hi. I'm in a situation I never could have imagined and would love to hear from others who are on the other side of a similar scenario. Long story short, my partner and I have a 13 month old and I just found out I am pregnant. This despite birth control and a lengthy history of infertility. We had zero plans to even consider another child in the next 2-3 years because we live in a super expensive city and have had to make a lot of sacrifices to establish childcare for ONE child here. Two is unthinkable. Yet here I am.
We both work full time in stable careers and do OK, but the math simply doesn't math. We live a modest lifestyle yet right now there is no way we could make ends meet with two small children in need of child care. Even if we get a little help from family nearby, part time care for two is still going to exceed rent on our house. I don't understand how anyone living in a HCOL area affords two rents.
It feels like there are only 2 options to survive this and they are both terrible:
a. End the pregnancy. I am firmly pro choice and would never judge anyone for their own choice but I myself cannot imagine going through this right now and being emotionally OK, especially when we have talked about having another kid (likely through adoption) in 3-5 years. I can't justify it under these circumstances and feel it will haunt me to the point of permanently harming my mental health.
b. Move forward with pregnancy and cut into our savings, including emergency funds, until we can secure higher paying jobs, which would likely significantly degrade our work life-balance and time with both babies. Delay all other savings/retirement efforts until further notice. Being the higher earner, the brunt of this would be on me, the pregnant one, which also feels insurmountable. I just had to switch jobs last year at 3 months postpartum for the same reasons and it was insanely difficult and not something I think I can pull off again this soon. We are not in a position to take out loans as I still have student loan debt.
I am spiraling and feel like our life is over. If we move forward, the life I dreamed of for the three of us and the plans I had for my 13 month old's education, care, and the type of home and neighborhood he would get to grow up in are effectively blown up. I can hardly sleep, eat, or do my job. Every minute is spent fighting tears and waffling between two decisions that feel unbearable. I am so angry that we have worked this hard our entire careers in a lot of thankless jobs to be where we are today and it still isn't nearly good enough to move forward without debilitating fear and anxiety and sacrificing our 13 month old's wellbeing and future.
What did you do? How did you get through it? Am I missing a solution or a silver lining here?
EDIT/update: I have received so many wonderful and thoughtful responses and am grateful for them. I know the answers won‘t come from strangers on the internet but hearing about similar experiences overcome has helped tremendously. This post clearly brought up a lot of thoughts and feelings for people but I want to reiterate that the biggest problem we are facing that inspired this post is the current cost of childcare for two children. Obviously we aren’t the only people in a HCOL area who don’t make $300K+/year that have two kids close in age. Or maybe we are and I’ve completely dissociated from reality at this point. I don’t know. I’m still genuinely wondering how any regular people out there are having kids and paying for childcare in the city, much less 2 or more kids.