r/stayathomemoms Dec 19 '24

Question How much does your husband make

Does anyone have any advice on how we can save money? We make 100k a year, but it feels like we're struggling to make ends meet while saving to purchase a house. Additionally, we need to kickstart a college fund for our child and plan to have another child in a couple of years.

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u/[deleted] Dec 20 '24

My husband now makes $340k but up until a few years ago my husband was making a little over $100k and it did feel like we had to budget so carefully. I remember feeling like my friends whose husbands made the same money did so much better than us. Fancier homes, nicer cars, better vacations. Eventually I realized they were either getting help from their parents or in a lot of debt. We live in a low cost of living state.

Even now with my husband making more money we still live in a more modest house and save as much money as we can in case this gravy train ends. I suggest budgeting as much as you can and try not to compare. What helped us was my husband doing side work in his profession that pays well. That gave us an extra $30k- $50k per year. This eventually became his business, but even just that extra side work income made all the difference. We could fill our emergency funds, max out retirement, and contribute to college funds. I also suggest watching Caleb Hammer, Ramsey, or some other person. Watching those videos makes me keep up on a budget.