r/stayathomemoms • u/Consistent-Credit423 • Dec 19 '24

Question How much does your husband make

Does anyone have any advice on how we can save money? We make 100k a year, but it feels like we're struggling to make ends meet while saving to purchase a house. Additionally, we need to kickstart a college fund for our child and plan to have another child in a couple of years.

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u/Mundane-Bass-2257 Dec 19 '24

Post your budget! Unless you live in California, you shouldn’t feel like you’re struggling.

-20

u/Consistent-Credit423 Dec 19 '24 edited Dec 19 '24
  • Weekly food expenses: $300 - $400
  • Hair care: $350
  • Monthly nails: $120
  • Rent: $2,500
  • Monthly takeout: $250
  • Housekeeping: $200
  • Baby clothes: $200
  • Monthly cleaning supplies: $200
  • Miscellaneous expenses: $1500
  • Phone bill: $150
  • Credit card bill: $250
  • car bill:500
  • car inurance: unknown
  • loan: unknown
  • health insurance: 120
  • My husband spends an unknown amount on his credit card bills but I know it’s quite high.

3

u/Phat_Kitty_ Dec 20 '24

Sorry you got downvoted. You posted a great snapshot of your expenses. This is where you start. Yeah, there is things to work on. I paid off 43k of debt in 1 year making 75-80k a year at the time. We have been debt free for 4 or 5 years now. We live outside Seattle, so money doesnt stretch here.

Oh, and Dave Ramsay is where I started! I love the every dollar app it's worth we every penny. They once gifted me an entire year when I asked to cancel because my husband was laid off, so I love the app and the baby steps are fun to get through but hard.