r/custommagic 8d ago

Predatory Loan

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891 Upvotes

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375

u/11spoons 8d ago

My first thought is "use three times and donate it on turn 3"

187

u/11spoons 8d ago

My second thought it that it needs shroud to stop hex parasite

115

u/Skyler-The-Wise 8d ago

Sigh, my lack of knowledge of Mtg cards is causing problems once more, I didn't know that was a thing, I guess It would need shroud like you said. And I was so proud of this card too, damnit...

110

u/SomeRandomDeadGuy 8d ago

Oh no, not the card having some synergy with other cards that makes it more interesting when ran in specific decks!

30

u/Reasonable-Work-6501 7d ago

While you make a good point that this does give it more interesting synergy, I think the *predatory* part of the “Predatory Loan” implies that from a flavor standpoint they want to create a situation of it being damn near impossible to get out of this loan you’ve taken out. Which I think is interesting flavorfully!

5

u/Zealousideal_Emu_743 7d ago

Maybe he could have it give you an emblem with the same effect as the counters? I don’t think there are any non-planeswalker emblems existing, but I can’t think of any rules reason you couldn’t have an artifact make one.

2

u/Motor-Inflation-7616 7d ago

[[The Capitoline Triad]] and [[Sephiroth, Fabled SOLDIER]] both do and are creatures. Personally, I think the card is perfect as is.

2

u/Zealousideal_Emu_743 7d ago

I agree, honestly. My suggestion was only in regards to the fact that OOP wants there to be no real way out of the debt.

1

u/Training-Accident-36 7d ago

Emblems are sort of a last resort - or should be, because they are a pain to track since usually people don't have the specific emblems and just use tokens or whatever for it.

1

u/Exarch-of-Sechrima 7d ago

That's just not feasible in-game sadly. There are just too many cards and interactions.

10

u/CompactOwl 8d ago

You could just make it give you emblems with ‚upkeep pay 1 or lose‘ and ‚(3): Remove this emblem‘

1

u/thelastfp 7d ago

V2 - 0: add 3. You get an emblem with upkeep, pay 1 or lose.
This prevents a lot of problems and hard locks. For instance, if this becomes a creature, the game ends in a draw.

2

u/jcgoble3 7d ago

How is it a draw if this becomes a creature? I'm not seeing the interaction, though I might be overlooking something obvious (my brain is currently deep fried).

4

u/surprisesnek 7d ago edited 7d ago

If the OP card becomes a creature, then I believe the last sentence of the card makes it dying (edit: specifically from damage or having 0 toughness) into an endless loop.

2

u/jcgoble3 7d ago

Ah, yeah, that makes sense.

2

u/thelastfp 7d ago

Thank you for picking up where I stopped short. I should have been more specific.

1

u/surprisesnek 7d ago

Happy to help.

1

u/UnluckyLich 7d ago

Keep that pride, this is a great design. It might need tweaking but the space is fresh.