r/custommagic • u/Skyler-The-Wise • 8d ago

Predatory Loan

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892 Upvotes

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160

u/Kfconsole-eater 8d ago

Probably about as good as black lotus in most decks, exception is underworld breach but 3 mana is still 3 mana

21

u/Skyler-The-Wise 8d ago

Yes well, if we ignore all the egregous ways you can cheat to not pay the interest (Which I will fix for the next version), it's basically 2 mana since you have to use 1 to pay the interest, and then for the rest of the game you essentially have 1 less mana to work with, so the longer the game the greater the disadvantage.

50

u/WeetHet 7d ago

Not if I win the game that turn

4

u/Ewoczkowy 7d ago

Exactly, the same as with [[pact of negation]], I wonder how little times people actually pay the 5 mana

2

u/Bagern13 7d ago

It pays for itself on next 3 turns.

  • T1: +2 mana for 0
  • T2: +1 mana
  • T3: 0 mana
  • T4: use Loan in response to the trigger, so still 0 mana

Or can even be +2 on t2 / +1 on t3 if you use the mana for instants in response to the trigger

1

u/kiwipixi42 7d ago

The idea being you use that three mana acceleration to win the game on the spot and thus never pay the interest.