r/custommagic • u/Skyler-The-Wise • 8d ago

Predatory Loan

Post image
894 Upvotes

97% Upvoted

145 comments sorted by

View all comments

159

u/Kfconsole-eater 8d ago

Probably about as good as black lotus in most decks, exception is underworld breach but 3 mana is still 3 mana

22

u/Skyler-The-Wise 8d ago

Yes well, if we ignore all the egregous ways you can cheat to not pay the interest (Which I will fix for the next version), it's basically 2 mana since you have to use 1 to pay the interest, and then for the rest of the game you essentially have 1 less mana to work with, so the longer the game the greater the disadvantage.

51

u/WeetHet 7d ago

Not if I win the game that turn

5

u/Ewoczkowy 7d ago

Exactly, the same as with [[pact of negation]], I wonder how little times people actually pay the 5 mana

2

u/Bagern13 7d ago

It pays for itself on next 3 turns.

  • T1: +2 mana for 0
  • T2: +1 mana
  • T3: 0 mana
  • T4: use Loan in response to the trigger, so still 0 mana

Or can even be +2 on t2 / +1 on t3 if you use the mana for instants in response to the trigger

1

u/kiwipixi42 7d ago

The idea being you use that three mana acceleration to win the game on the spot and thus never pay the interest.

3

u/cebolinha50 8d ago

This card is much weaker than black lotus.

Is still extremely strong, and possibly completely broken, but the downsides are pretty substantial.

2

u/torolf_212 7d ago

Can't donate a black lotus to make them lose the game

2

u/cebolinha50 7d ago

Yeah, you can build a deck around this card that you can't with the Black Lotus.

But the comment above is saying that is the same as a black lotus "in most decks", not in a extremely specific situation (that you can create).

The advantage of this card in relation to black lotus in a "normal" deck is that on the second turn it's still gives 2 extra mana, and one on the third, but you need to have the cards to try to win the game.

1

u/Backsquatch 5d ago

It gives +2 mana the first turn you use it and +1 the second turn. It nets you the exact same amount of mana advantage as Black Lotus, but with major drawbacks.

1

u/Far-Fennel-3032 7d ago

I think the best way to use it force it onto other players and prevent them paying its cost. 

1

u/Somethingab 8d ago

I mean it’s kinda like 2 mana because unless you have the win you do have to pay 1 at the end of your turn.