r/stayathomemoms • u/mama_2under2 • 8d ago
Advice Truck Downsize?
So I became a stay at home mom about a year ago when I lost my job - we have a 2 and 3 year old, my husband has a really good job and we even started our own business together that’s doing well - we can still afford life just have to really budget every month and plan for any big purchases or vacations, etc.
My husband already downsized his vehicle to help with money, I however still drive my GMC Yukon XL that we both really love for a family vehicle (we also have a dog that we bring with us when we go out of town) - we refinanced once but the payments are still $1000 a month and it makes me sick paying so much …. I’m thinking of downsizing to maybe a GMC Acadia since it’s still 3 rows and a lot more affordable.
I guess my questions is … what would you do? Would you downsize or keep the vehicle you all really love??? It could save us $500+ a month if we swapped. Has anyone here downsized from an XL truck to something smaller and still liked it? I’m so used to driving the XL I don’t know how I’ll ever go to something smaller. But I feel like I should do it for our family / so my husband can retire one day 😵💫 should also add my husband has zero problem with us keeping the XL … it’s just my inner guilt bugging me!!
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u/OliveHot9274 8d ago
A no brainer to downsize imo. What is the disadvantage of downsizing? If you’re still keeping 3 rows. I don’t know the differences between these two vehicles but I have personally downsized twice and never regretted it.
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u/mooneyedwitch 8d ago
I'd probably downsize. A 1k vehicle payment is a hard pill to swallow.
But that's just ME. I'd personally have a time choosing if we didn't HAVE to choose, ya know? But I do know the cost of living is only going to get more expensive.