r/creditunions • u/GeleeInUrMom • Apr 21 '26
Which credit union to go for?
So im looking to get a personal loan without having any credit to get to work and back home since its a long drive. Which credit union would help(never had credit and im in oregon)
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u/Pristine_Track_6668 Apr 21 '26
Where in Oregon do you live? Southern Oregon would be Rogue Crédit Union. Eugene area would be OCCU…Northern Oregon would be On Point….Central Oregon I am not sure…Eastern Oregon also Rogue Credit Union or ICCU..12 year C/U employee so I have a good idea for you…good luck!
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u/Pristine_Track_6668 Apr 21 '26
I have memberships with OCCU, USAA and Rogue…all three are great orgs
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u/mtstock20 Apr 22 '26
If I was in your shoes, I would go NFCU, SECU, PenFed, or a local credit union. For me that would be Skyla.
PS if you can get into NFCU do it! if not Penfed.
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u/kclark1515 Apr 23 '26
Have you looked into Veridian Credit Union? It’s a credit union in the midwest but you are eligible to become a member from out of state with a donation to Habitat for Humanity! Not sure about the no credit thing but it’s a credit union to consider regardless.
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u/richardsequeira Apr 24 '26
It depends on what you are looking for. What are the local credit unions in your area? Do you value having a lot of branches in your area? Are you comfortable with the idea of banking solely on apps and tellerphone?
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Apr 25 '26
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u/PsychologicalAd1862 Apr 27 '26
go into a local branch and talk to them. Look at their offerings and rates and see if they have what you need. that's the cu to join.
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u/Oklarado97 Apr 21 '26
Alliant credit union
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u/whatsi Apr 22 '26
I lost all respect for them after they hired Suze Orman as a spokesperson, they also severely cut their credit card reward program.
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u/PossibilityMean5251 Apr 28 '26
Best credit union really depends on your location, eligibility and needs local options like navy federal are often recommended
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u/Salty_Permit4437 Apr 21 '26
What’s your affiliation? Not all credit unions allow anyone to join. Navy Federal for example is great but they are only for military and military affiliated.