How much can I put up front on the gentlemen’s agreement?

[u/No_Excitement7463]

I got a great deal on a new car with the “gentlemen’s agreement” to not pay off the financing for 6 months. I understand I’m under no obligation to follow this but I’m really happy with the car, the price and the dealer so I’d like to throw them a bone.

The dealer suggested I could put a huge chunk of it in the first month (they told me a number that’s like 85% of the loan) and then pay off the rest over the next 5 months.

I had two questions related to how to not screw the dealer over: 1. How much is too much to put in month 1? This loan is about 35K. 2. Do I need to wait until I receive the first statement to start paying? Considering they charge interest by the day I’m considering contacting the lender and getting going on the payment ASAP, before that first statement and payment due date.