Was my used car dealer kinda sketchy?

[u/supermonistic]

So I’m in the market for a new vehicle and I went down to a local used car lot. The car that I had originally wanted was already sold but I noticed a 2012 Toyota Highlander that seemed to be in pretty good condition.

I took a look around on the inside and outside of the vehicle and I was a little astonished to see that it had 200,000 miles on it or so. The salesman assured me that since it was a Toyota, that’s a pretty unsubstantial number in the grand scheme. We took it for a test drive and I really liked it so we went back inside to talk financing.

I told him that I was preapproved for a fairly significant amount and the Highlander final price including tiling and registration was around $10,400. I said my bank had already approved me and they could give me an ACH loan to send directly to the dealership so that I could drive off a lot today. He asked me if I had a physical check and I said no.

He said to come back with a physical check whenever I receive that so that he could give me the vehicle. I really like the car so I agreed to it and my bank is sending me the check as we speak, but it felt a little bit sketchy that I couldn’t just transfer the money directly over to him at the dealership.

Is this dealer kind of sketchy? Should I be wary or call off this transaction?

[u/NemesisOfZod]

Not in the slightest.