Help me understand PFML + bonding time + unpaid bonding time

[u/Admirable-Sun-128]

I need help understanding how to properly stack my leave benefits. I work at a company that uses Sedgwick to help process leave claims and told off my pay after the state pay.

I have a total of 12 weeks medical leave, six weeks of paid family leave, and six weeks of unpaid bonding. I’ve been told that there’s a way to stack these to maximize the benefits.

For example, I was planning on taking my paid leave first, and then my unpaid last. However, someone told me that the company I work for will benefit off of this formula versus if I took the unpaid leave in between the two paid leaves as the state will pay my company and then my company pays me for family leave.

Right now, I have my leave set up to be 12 weeks medical, 6 weeks paid family leave, and 6 weeks unpaid bonding.

It seems like the better route is 12 weeks medical, 6 weeks unpaid bonding, 6 weeks paid family leave.

If I understand correctly, if I take my paid leave 12 weeks + 6 weeks then the state will pay my company for the 6 weeks of family leave who then pays me, but I get screwed as I am using my as sick hours and PTO to cover a portion of the unpaid time.

However, I’m slightly confused because of the hourly payout Sedgwick requires as it uses a full 7 day week, not 40 hours Like a standard work week.

Can someone help explain this to me? I’m so confused at this point!