Yes they are asking for a down payment. I'm asking about that initial payment so that I can jump on it for 2nd payment the same day (that's the plan anyway)

My girlfriend linked her Affirm virtual card to her Paypal to pay for an item on Ebay. She was initially making an offer to the seller and after that her offer was accepted by the seller. It showed that her Paypal was auto-charged for the amount of the offer they agreed on. The problem is, she forgot to create a plan first on Affirm to cover the charge. On her Paypal, the transaction says paid but she can’t see anything on her Affirm active plans. What she did now is to create a plan on Affirm ro cover for the Ebay transaction. Will Paypal make another check to see if Affirm Card has funds? Anyone experienced this?

Why the hell would Affirm leave Amazon of the list of stores for 0% APR during the "Big Nothing"? They would make so much new business from people signing up for BNPL loans; SCAM likely!!!

If it’s not offered for every purchase-why is it marketed as “anywhere for anything”

So today and tomorrow are supposed to be the 0% interest promo. Yesterday and for the past week, I had about 2k purchasing power, and suddenly today I have zero. I am wondering if this has happened to others?

I buy a plane ticket for vacation and I thought it will help my credit. I have being making payments on time but I don’t see it on my credit report

Im new to affirm, I can't seem to make a plan anywhere? Im in the UK if that helps

Unfortunately same thing as the last is happening this year, I am looking for a summer job, but last year, no one hired and etc. I am doing the same this year AGAIN. My problem is, I dont know how imma keep up with my affirm payments. How much will the late payments affect my credit score for 3 months? I already told affirm about the problem, but there really is nothing they can do about it. After these payments are completely done and gone, I wont be using affirm again.

Each individual loan is reported to credit bureaus. I paid off all of the plans (9) I had with them and my score tanked. Better off getting a personal loan or using a credit card. Posting for awareness.

So I stupidly signed up for one of those "make such and such money in a month" scams. I realized afterwards that I didn't want it and tried to contact the girl I bought it from. She keeps giving me the runaround saying that I clicked no refunds and basically I should have known better.

I have tried processing the cancellation through affirm. The girl I bought from said that since it's a digital product there's nothing they can do.

I'm currently freaking out because I can't pay this loan. I've taken my bank account off the loan and am closing that account. I really don't want to get sent to small claims for something this stupid. Any advice?

Hey my name is Andrew and I've been using Affirm for about a year. So, recently my app has been kicking me out every time I boot into it so I have to re log in. It says I have $800 purchasing power but I can't use it. However, I did take out two loans in quick succession. One for $45 from my local Walmart and one for $125 from my local AutoZone. I've included everything that the app's telling me. I guess I need help. I've heard the scammers are going after this app hard so I don't know. Any advice is appreciated! 😄

Sup guys I been working on building my credit, it's going good. I don't want anything that will create a huge issue for me in the future. Is there any harm in signing up for affirm just to see what I could get? There is a few things I would like to get that I could use affirm for. I assume it's a soft pull on credit and I don't have to use the line of credit they give me. I can just keep it untill I actually need to use it. Anyways much appreciate any and all advice

I recently bought two items from RONA under the same order number and financed the purchase through Affirm. I later decided to cancel the order. RONA told me the order would be cancelled, but only part of it was actually cancelled.

At the moment, one of the two items is still expected to be delivered and I may return it in-store once it arrives. The other item has already been cancelled.

My Affirm loan is still showing the original approved amount for both items. Should I contact Affirm now about the order change, or should I wait for RONA to update the financing on their end? Will RONA automatically notify Affirm and adjust the loan amount accordingly?

Fully paid off but still on my credit report

Hi,

I booked a hotel through Expedia for the 25th of this month, and when I tried to cancel the reservation, I accidentally canceled the protection policy instead. It wasn’t clear to me at the time that I was only canceling the policy and not the hotel itself. Once I received the email I saw the cancellation policy was cancelled and not my hotel booking.

I’ve reached out to their support team through chat and was told I can’t cancel now and to reach out to the actual insurance company in which they weren’t helpful. I also put affirm as the payment option which will start getting taken out next month.

Any suggestions?

I have a buddy who is about $4,000 in affirm debt and can’t pay it back he’s worried about how hard it will hurt his credit anyone been in a similar situation? How hard was your credit affected

Has anyone here successfully consolidated multiple Affirm loans or worked out a hardship/payment plan directly with them?

I’m currently overwhelmed with multiple BNPL payments and while I’ve stayed current, the monthly payments have become unsustainable and are draining my entire paycheck. I reached out to Affirm already and they basically told me there are no consolidation options available.

I’m trying to figure out realistic options before things get worse. Has anyone here let Affirm accounts go delinquent and later been offered a settlement payment plan for a reduced balance once it went to collections? If so, what was your experience like and how badly did it affect your credit long term?

I’m trying to handle this responsibly and figure out the best path forward, so any real experiences or advice would really help.

This honestly might be such a dumb question 🤡

So Mercari uses Affirm for installment plans, and I wanted to open a second installment plan near the end of the month for a mercari order. One of the requirements for me to start a new installment plan would be to pay the next installment on my first mercari order.

That next installment on my first order (my 3rd one out of four installments) is due on May 31st, say if I were to pay off that 2nd installment a day early on May 30th instead to open the installments for my second order, it wouldn't charge me on May 31st, but it would instead charge me on June 14th when my 4th payment is due right? 😅

I mean if I try to make any more purchases…

i recently got scammed .Yesterday may 8th i received a phone call claiming they were affirm saying that someone was trying to purchase stuff on my affirm account and to cancel they would need to verify me and needed the 6 digit Verification code which i foolishly gave it to them and realized it was scam call so i hung up and which 10 minutes later i received a email saying That a new loan has been made of 1800$ In which i tried calling affirm no answer after hours of being on hold i waited until today To call in which I call the affirm number they have on the website and i say there was a unauthorized Purchase made And i get directed to a “Agent” With heavy Indian Accents i hung up the phone and it’s the same accent different People each time Do i trust this or what do i do?, My account is frozen and to unfreeze it they said they need to verify me and to send a photo id or passport or drivers license picture Any help would be appreciated, I’ve already let me bank know about this and filed a police report Just don’t want to get scammed again by sending them more info need help pls

So i recently Got scammed and i disputied the purchase does this email seem legit ?and is this really affirm ?

Now that Affirm, i.e..., Experian now has all my personal information, I want to make damn sure that they delete it and not use it or sell it to anyone. They had me jump through a bunch of hoops and provide them with very sensitive personal information just to deny me a small loan to get a wheelchair. I'M DISABLED!!! If I catch them using my info I'll sue them immediately for all the money on earth!

i got this notification tuesday while driving. i've been planning a birthday trip for a while so i figured they were catching on and tryna incentivize me to book. well that's a good incentive! now suddenly the promotion isn't anywhere in my account and apple can NOT retrieve the push notification or link. customer service said they can't help and i will get nothing because they only honor emails. what the hell just happened??