I was looking over a business insurance document for my daycare; I did not understand much of it. They really loved the word "aggregate" and pointing out that "exclusions are not subject to paragraph __" Everything was confusing to read. Is it purposely written to be that way, and, if so, why?

I don't know if this should be in the planetary science or physics flair, I'm not great in STEM, but hear me out.

So, I *logically* know that light bends weird around a black hole, right? But for the most part I cannot wrap my head around it.

The renders you see of black holes holes essentially look like a black circle with an orangey/red ring of light around it, THEN, there is ANOTHER ring of light that is kinda hugging the black hole like a hoola-hoop(with the caveat that the top of the hoola-hoop light is kinda merging with the light at the top of the black circle)

Now, my question is why, or how I guess does the light bend on two axis(? don't even know if that is the right word either) so that it looks like one ring of light around the circumference of the black circle and then another ring of light like a hoola-hoop?

I wish there was like an at-home experiment I could do that could help me understand this better cause I don't even know if words are gonna help me understand but I am so so so fascinated and confused about this.

Maybe it's not true that people like the smell of flowers.

for example cats know to use a litter box to bury their waste without being taught. Baby turtles know to go towards the sea when they hatch. How do they know these things without being told?

Floor tiles and such, I mean. Every one I've seen has some kind of ridged pattern on the bottom. It reminds me of the tread on a car tyre, to get water out of the way and improve grip. I assume the tile thing lets it stick better onto the grout under it.

I also see sometimes the cement/concrete screed under the tiles is troweled in such a way as to have this ridged texture as well.

So maybe it's for grip or something, but my real question is, doesn't that create air voids? The ridges are closed, not open like a tyre tread.

In those air voids, wouldn't you be breeding mold, potentially? Is this not a concern? Or are the benefits just that huge that it's worth it?

Like, I genuinely don’t understand. Is it made of atoms? Its not solid, yet it can persist in one place. Its not the product of just heat because things can get hotter than fie. I know about the fore triangle, but I don’t get why it doesn’t just spread everywhere? Is it the moisture in the air?

Pretty much what the tittle says, what is first made of and how did it come to exist?

Like when you delete something in photoshop and then it gets filled in with something else; how does the program know to do that If it wasn't captured in the picture? Like why isn't it just blank? Also with your camera app if you turn the exposure up (I think that's how it works) you can read blacked out words how does the camera know what was under the black?

I get burning food to know calories. But how to we know how many carbs, protein, and micro nutrients are in something whole like uncooked beans? A burger is the sum of its parts but the tomato, beef and flour? How did we find that out?

I heard of microchimerism recently and really don’t understand the concept of it. Can someone please explain it like I’m 5?

Speedwise wr for 20km walk is 15.75kmh and 22.35kmh for 20km run. How is it biomecanically possible that the gap is so small?

I was just reading a post here about how fire works, and I understand that heat makes atoms jiggle and the more jiggling happens the more heat happens and you get fire, which is carbon that gets hot enough to emit light. But I don't understand the relationship between light and heat. Why does that happen? Is all light sourced from heat? Are our eyes just heat radiation sensors that have evolved to perceive the rays of heat as "light" and that's just how our brains understand it?

Is it true that if our blood vessels were laid out straight, they would be 60,000+ miles long? How is that possible, and how does it all fit?

I feel like I see videos, photos, and discussions about abandoned malls everywhere, but almost never abandoned grocery stores or supermarkets.

Both are retail businesses, so why does one seem to have collapsed in so many places while the other mostly survived? Is there a specific economic reason for this, or am I just noticing abandoned malls more often?

I feel like I see people saying "this won't happen again for 1000 years!" whenever there's a solar eclipse, but then there also seems to be one every like, 18 months.

Say I live in London, England. How many total solar eclipses will I see in my life if I live to 100? Does that number change at all if I live in somewhere on the North/South poles or closer to the Equator?